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CNU'S PRODUCTS & SERVICES
CNU offers a variety of checking products designed to fit your lifestyle. ALL CNU checking accounts offer:
- Free, convenient and secure online banking
- Free, convenient and secure online bill pay
- Free debit Mastercard©
- Free, convenient and secure online eStatements (current and historical)
- Free wireless notifications
- Free unlimited check writing
- Free, convenient and secure check safekeeping
- Free and flexible online transfers to your savings or money market accounts
- Free financial check-ups***
- Free check images online
- Free CNU ATM transactions
- Free telephone banking
Consumer Checking Products
Value Checking
- $100 minimum to open
- Direct Deposit (at least monthly) to avoid a monthly fee
- $5.00 monthly fee if no direct deposit
- Non-interest bearing
- Free non-CNU ATM withdrawals (CNU fee is waived)
- Discounted personal checks
Legacy Checking (Age 60+)
- $100 minimum to open
- $5,000 relationship balance* to avoid monthly fee
- $8.00 monthly fee
- Interest bearing
- Free non-CNU ATM withdrawals (CNU fee is waived)
- Discounted personal checks
First Plus Checking
- $100 minimum to open
- $20,000 relationship balance* to avoid monthly fee
- $10.00 monthly fee
- Interest bearing
- Free non-CNU ATM withdrawals (CNU fee is waived)
- Free basic personal checks
- Debit Card Cash rebates (Signature Only) 0.25% of purchases
Premier Checking
- $100 minimum to open
- $100,000 relationship balance* or brokerage relationship*** to avoid monthly fee
- $25.00 monthly fee
- Interest bearing
- Free non-CNU ATM withdrawals (CNU fee is waived)
- Free basic personal checks
- Debit Card Cash rebates (Signature Only) 0.50% of purchases
Free Checking
- $100 minimum to open
- No minimum balance required to avoid a monthly fee
- No monthly fee
- Non-interest bearing
Savings and Money Market Products
- Free, convenient and secure online banking
- Free, convenient and secure online bill pay**
- Free debit Mastercard© if combined with a CNU checking account**
- Free, convenient and secure online eStatements
- Free wireless notifications
- Free, convenient and secure check safekeeping
- Free and flexible online transfers to and from your checking account**
- Free financial check-ups***
- Free check images online
- Free CNU ATM transactions
- Free telephone banking
ALL CNU Savings and Money Market Accounts Offer:
Statement Savings Account
- $100 minimum to open
- $100 balance to avoid a monthly fee
- $3.00 monthly fee when below minimum balance (waived for minors under the age of 18)
- Interest bearing
Performance Money Market
- $100 minimum to open
- $1,000 balance to avoid a monthly fee
- $10.00 monthly fee when below minimum balance
- Interest bearing
Tiered Rates:
Tier 1 $0.01-$2,499.00
Tier 2 $2,500.00-$9,999.99
Tier 3 $10,000.00-$24,999.99
Tier 4 $25,000.00-$49,999.99
Tier 5 $50,000.00 & over
CNU Certificate of Deposit Accounts Offer:
- Free, convenient and secure online banking
- Free financial check-ups***
- Free telephone banking
- Various interest payment options (accrue, check or transfer)
- Variety of terms from 7 days to 60 months
Other Products Available
- Individual Retirement Accounts
- Business Accounts
- Consumer Loans
- Mortgages
- Business Loans
- Commercial Loans
- Safe Deposit Boxes (select locations)
- Gift Cards
- Credit Cards
Services Available
- Cashiers Checks
- Travelers Checks
- Money Orders
- Identity Secure (Identify theft prevention, detection and resolution service)
- ATMs at every location (Most CNU ATMs take deposits too!)
- Night Drop
- eStatements
- Online Banking
- Online Bill Payment
- Telephone Banking
- Wireless Notifications
- Automatic Transfers
- Wire Services
- Notary Service
- Medallion Signature Guarantee
- Business Credit Cards
- Payroll Services
*Includes all deposits or consumer loans at CNU. Does not include first mortgages.
** All CNU Savings and Money Market accounts have transaction limitations. Please ask your CNU representative for full details.
*** First Brokerage America, LLC is a FINRA-registered broker/dealer and member SIPC. Products are not FDIC insured and are not a deposit or other obligation of or guaranteed by the Bank or its affiliates, and involve risk including the possible loss of principal amount invested and are not insured by a federal government agency. First Brokerage America, LLC is an affiliate of CNU through common ownership.
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